Home Insurance
Home is where life happens.Keep it protected.
Compare homeowners insurance options with help from an independent broker who explains the details and helps you choose coverage that fits.
Understand your options
What can home insurance cover?
From the roof over your head to the things inside, understand the protection your policy may provide.
Dwelling
Coverage for repair or rebuilding after covered damage, subject to policy limits.
Other structures
Protection for eligible garages, sheds, fences, and other structures.
Personal property
Coverage for covered belongings, including furniture, clothing, and electronics.
Loss of use
May help with extra living expenses after a covered loss makes your home unlivable.
Personal liability
Protection for certain covered claims involving injury or property damage to others.
Optional protection
Review water backup, equipment breakdown, and other available endorsements.
The Birdie approach
Simple from start to finish.
Clear choices, thoughtful guidance, and help when you need it.
Tell us what matters.
Share a little about your needs, priorities, and current coverage.
Review your options.
We explain available policies, deductibles, and important differences.
Choose with confidence.
We help you understand next steps and remain available for questions.
Frequently asked questions
Good questions. Clear answers.
Does home insurance cover flooding?
Standard homeowners policies generally do not cover flood damage. Separate flood insurance may be available.
Is replacement cost the same as market value?
No. Replacement cost estimates what it may take to rebuild; market value reflects real estate factors.
Can I bundle home and auto?
Often yes. We can compare a bundled option with separate policies where available.
MORE CHOICES. PERSONAL GUIDANCE.
Let's find the right fit.
Start your secure online request and let Birdie help you explore your insurance options.
Get a Home Quote →