Business Insurance

You built something great.Protect what’s next.

From local storefronts to growing service businesses, Birdie helps you explore insurance solutions designed around the risks of your operation.

Independent insurance guidance
Options explained clearly
Personal service from real brokers

Understand your options

What can business insurance cover?

Business insurance is tailored to your operations, property, employees, and contractual requirements.

General liability

Can help with certain claims involving third-party bodily injury or property damage.

Commercial property

Protection for eligible business buildings, inventory, equipment, and contents.

Commercial auto

Coverage options for vehicles owned or used by a business.

Workers’ compensation

Coverage for certain work-related injuries and illnesses, as required or offered by state law.

Professional liability

May help protect against certain claims of errors, omissions, or professional negligence.

Business income

May help replace lost income after a covered interruption, according to policy terms.

Worth discussing: Your industry, payroll, premises, vehicles, and contracts all affect which coverages and carriers may be appropriate.

The Birdie approach

Simple from start to finish.

Clear choices, thoughtful guidance, and help when you need it.

01 / CONNECT

Tell us what matters.

Share a little about your needs, priorities, and current coverage.

02 / COMPARE

Review your options.

We explain available policies, deductibles, and important differences.

03 / DECIDE

Choose with confidence.

We help you understand next steps and remain available for questions.

Frequently asked questions

Good questions. Clear answers.

Does a general liability policy cover my equipment?

Generally no. Commercial property or inland marine coverage may be needed for equipment and tools.

Do I need workers’ compensation?

Requirements differ by state, industry, and employee count. We can help you review your situation.

Can I bundle business policies?

Some businesses qualify for a business owners policy (BOP) that combines certain common coverages.

MORE CHOICES. PERSONAL GUIDANCE.

Let's find the right fit.

Start your secure online request and let Birdie help you explore your insurance options.

Get a Business Quote →
Information is general and not a guarantee of coverage or an offer to bind. Policies, eligibility, premiums, limits, and exclusions vary by insurer and state. Coverage may only be bound by an authorized representative after confirmation.